Fintech product development

Production-grade fintech, built end to end.

Flipprr designs, builds, and ships AI-native software for banks, lenders, and financial institutions — and for the freight forwarders and corporate operators that move global trade. Underwriting, credit decisioning, payments, collections, compliance, and freight operations. Wired to real data, with audit trails from day one.

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10 products live · lending · payments · collections · compliance · freight
How we build

Built for regulated finance — not demos.

Domain-Deep by Design

We build for regulated finance, where the hard part is the domain — not the UI.

AI-Native, Production-Grade

Agentic AI wired to real backends and real data — not demos. Every product ships with full observability and audit.

Explainable & Compliant

Every decision is cited, every action is audited — built to be defended in front of regulators and boards.

The portfolio

Nine products. One engineering bar.

Each product is production-grade, wired to real data, and built to be defended in front of regulators and boards.

Financial Operations Intelligence

gaigenticOS

An on-premises AI platform that reads a bank's own databases and regulatory environment, then continuously surfaces what's going well, what's going badly, and where to improve — every finding cited and auditable.

11Reasoning Agents
Loan Origination & Underwriting

Galileo

Agentic AI that automates SME loan underwriting. Four specialized agents investigate, spread financials, apply credit policy, and produce an ECOA-compliant decision — in under 30 seconds, with a full audit trail.

30sTime to Decision
Credit Decisioning

CredAI

An API-first credit decisioning platform that scores consumers and SMEs on alternative data — card, payments, e-commerce, and telco signals — returning an explainable risk score and offer in under three seconds.

<3sDecision Latency
Payments Compliance & Assurance

CardOS

Indexes payment-scheme rulebooks and automates reconciliation of acquirer invoices against contracts — giving compliance and finance teams one source of truth for rule changes and billing errors.

7,000+Rules Indexed
Collections & Recovery

CollectEye

An agentic AI that prioritizes collection cases, drafts compliant outreach, and tracks outcomes — all in shadow mode with hard policy guardrails and a human always in the loop.

ShadowMode by Design
Property Lending & Investment

InvestorIQ

Combines instant AI property-investment analysis for investors with fully automated buy-to-let mortgage underwriting for lenders — cutting roughly 80% of manual underwriting work.

80%Less Manual Work
ESG & Regulatory Reporting

Greenshield

Automates compliance assessment, calculation, and reporting across six EU regulations — EUDR, CBAM, CSRD, CO2, PPWR, and VSME — with AI-assisted document analysis feeding straight into regulatory filings.

6EU Regimes Covered
Portfolio IntelligenceLive

Amplifi

An AI layer for CDFIs that imports loan-portfolio data from existing systems and generates compliance reports, portfolio analytics, and early-warning alerts — no migration required.

6+Report Templates
Local-First AI ProductivityLive

Shruti

A native macOS and Windows app that captures, transcribes, and enhances meeting notes entirely on-device — no cloud, no servers, and no bots in the call.

100%Local-First
Freight Forwarding OperationsLive

Lade

An operations platform for freight forwarders and NVOCCs — buy/sell rate management, an all-in CPQ quoting engine across ocean and air, AI that drafts a priced quote from a customer email, cognitive selling-rate recommendations, customer risk scoring, shipment and invoice tracking, and contract governance with a full audit trail — now with a real double-entry accounting ledger: agentic bookkeeping, AI-coded carrier-bill matching, per-shipment margin, multi-currency, and profit by lane, customer or salesperson.

FCL·LCL·AirModes Priced
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